Best Online Loans only with INE in 2024

In summary:

It is essential to understand that authorized and registered financial entities request more than just official IDs such as your INE/IFE or passport, but often require other documents as well; so it is essential to consider some key points shared by these lending companies. Often, they do not ask for credit history (Buró de crédito), but require information to verify your data. Among the possible requirements are: Being of legal age, having Mexican nationality, having a regular and comparable income, among others already mentioned. It is very important for the company to have more information in order for you to be a good candidate for a loan.

Remember to verify the variations in the requirements according to the company. Don't forget to make sure you apply to a reliable company that is endorsed by Condusef and Sipres to avoid fraud. Before signing any document, verify that you comply with the conditions and requirements, avoiding future problems in payments or liquidation.

Don't forget that when you enter the financial world, whether for mortgages, loans or credit cards, you automatically enter the credit history or credit bureau. Make sure you have the capacity to pay your debt on time, as these activities affect your credit history.

With all this information, here is a summary of our list of the best online loan options, only with INE and some other official documents:

Unimex: Offers a completely online application process, with few requirements, several payment channels and the possibility of pre-approval in less than 3 minutes. The response and deposit of the money is done in 48 hours or less. It is backed by the Sistema de Registro de Prestadores de Servicios Financieros (SIPRES) and offers flexible payment options from 3 to 24 months.

Unimex Requirements: You need a valid official ID, be between 21 and 71 years old, have a fixed address, stable employment, a Unimex bank account and a minimum monthly income of 8,000 pesos.


Cashclick: No credit history required, no origination fee, and the possibility of requesting loans from 2,000 to 10,000 pesos. It offers flexible payment terms, either weekly or biweekly, for 3 to 4 months, depending on your payment capacity, with minimum requirements.

Cashclick requirements: Proof of address no older than 3 months, valid official identification, between 18 and 70 years of age, and Mexican nationality are required.

Baubap: It stands out for not requiring a credit history, offering a loyalty program called ¡Va de vuelta! which reimburses part of the interest paid on previous loans, and rewards for inviting others or paying on time. The entire process is 100% online, from a cell phone or computer.

Baubap Requirements: You must be of legal age, have a valid ID, be a Mexican citizen, and have a bank account in your name to send the money.

Once you know all this information, perhaps you will have a little more security in your decision before requesting this type of transaction. Do not forget that in this platform you will find the best credit comparisons, along with relevant information on financial issues to accompany you in the decisions you make with your money. Remember to read each point in detail; so that you avoid having problems in the future. That's why we are here to guide you in every step of your financial journey; as it was this section that we focused specifically for you to choose between the best online loans only with INE or official documents in Mexico.