Best Santander Credit Cards in 2024

Benefits of the Santander LikeU Credit Card

The Santander LikeU Credit Card stands out for its $0 MXN annuity without VAT, ideal for those looking to minimize costs. It offers an attractive CashBack program for purchases and the possibility of supporting social causes by choosing the color of the card. In addition, its focus on secure purchases makes it a preferred option for security-conscious customers in online transactions.

Benefits of the Santander Fiesta Rewards Platinum Credit Card

The Santander Fiesta Rewards Platinum Credit Card is an excellent option for accumulating points, offering up to 10 Fiesta Rewards Points for every $1 USD spent at Grupo Posadas hotels. It also includes benefits such as discounts on consumption and special courtesies at hotels, and offers up to two free second night certificates. With 10 annual LoungeKey accesses, this card is ideal for frequent travelers.

Benefits of the Santander Gold Credit Card

The Santander Gold Credit Card is ideal for financing at low rates and earns 1 Unique Point for every USD spent. It offers Mastercard Gold-level protections and benefits, including up to 4 additional cards at no cost. This card is a solid choice for those seeking flexibility and security in their personal finances.

Santander Platinum Credit Card Benefits

The Santander Platinum Credit Card offers double Unique Points per USD spent and access to 10 LoungeKey lounges per year. It also provides a 50% discount at Park'n Fly near the AICM and free access to the Elite Lounge Lounge Mastercard at T1. This card is a premium choice for frequent and demanding travelers.

Benefits of the Santander World Elite Credit Card

The Santander World Elite Credit Card earns 4 Unique Points for every USD spent and offers free parking at AICM's Park'n Fly. It provides free access to VIP lounges and exclusive offers at airports, along with premium benefits and offers at luxury hotels. It is ideal for those seeking high-end travel experiences and World Elite level Mastercard protections.

Benefits of the Santander Fiesta Rewards Gold Credit Card

The Santander Fiesta Rewards Gold Credit Card is excellent for accumulating points, awarding up to 10 Fiesta Rewards Points for every $1 USD spent at Grupo Posadas hotels. It provides discounts on spending and special courtesies during stays at Fiesta Rewards hotels and up to two free second night certificates. This card combines travel and lodging with valuable rewards, making it ideal for travel lovers.

Benefits of the Santander Samsung Members Credit Card

The Santander Samsung Members Credit Card is ideal for technology fanatics, offering a 5% discount at Samsung Experience Stores and a welcome bonus of the same percentage on the initial purchase at Samsung. It also offers a $2,000 MXN annual spending bonus and access to MSI at Samsung stores, perfect for those who prioritize technology in their purchases.

Santander Fiesta Rewards Classic Credit Card Benefits

The Santander Fiesta Rewards Classic Card earns up to 10 Fiesta Rewards Points for every $1 USD spent at Grupo Posadas hotels, ideal for frequent travelers. It offers second and fourth night free certificates at beach hotels, as well as additional discounts during stays. This card is an attractive option for those who enjoy traveling and staying in quality hotels.

Santander Access Mastercard Credit Card Benefits

The Santander Access Mastercard, which specializes in business expenses, earns 1 Unique Point for every USD spent. It offers a 50% discount at Park'n Fly near the AICM and free access to the Elite Lounge Mastercard Lounge at T1, in addition to discounts at merchants and Concierge Access service. This card is perfect for entrepreneurs looking to optimize their business expenses.

Santander Mastercard Corporate Credit Card Benefits

The Santander Mastercard Corporate Credit Card is designed for business expenses, with extended financing of 30 + 20 days for payments and SmartData to control expenses. Its focus on efficient management makes it ideal for businesses looking to optimize their cash flow and monitor their expenses effectively.

Benefits of the Santander Basic Credit Card

The Santander Básica Credit Card offers 24/7 telephone attention through SuperLínea and Standard level Mastercard insurance, with no commissions. With debit balance insurance in case of death, this card is a safe and reliable option for those looking for a basic, hassle-free credit card.

Santander Infinite Credit Card Benefits

The Santander Infinite Credit Card earns 4 Unique Points for every USD spent, with free access to VIP lounges through LoungeKey. It offers free private transportation to the AICM and exclusive benefits at luxury hotels, making it ideal for discerning customers who value premium travel experiences.

Benefits of the Santander Aeromexico Infinite Credit Card

The Santander Aeromexico Infinite card allows you to accumulate up to 3 Aeromexico Rewards Points for every USD spent, with benefits such as 10 LoungeKey accesses per year and priority when traveling with Aeromexico. It includes free private transportation to the AICM and unlimited access to Premier lounges, making it a privileged option for frequent travelers.

Benefits of the Santander Aeromexico Platinum Credit Card

The Santander Aeromexico Platinum Credit Card is ideal for travelers, offering up to 2 Aeromexico Rewards Points for every USD spent and priority when traveling with Aeromexico. It includes 2 annual access to Premier lounges and a 2 for 1 certificate for domestic flights on each anniversary. It also provides free private transportation to the AICM, making every trip a more pleasant and efficient experience.

Santander Aeromexico Credit Card Benefits

The Santander Aeromexico Credit Card offers the opportunity to earn up to 1.5 Aeromexico Rewards Points for every USD spent. In addition, users receive welcome and annual spending point bonuses, along with Classic level Visa protections and benefits. This card is an excellent option for those seeking air travel rewards without the annual fee.

Santander Access Visa Credit Card Benefits

The Santander Access Visa Credit Card, oriented to business expenses, earns 1 Unique Point for every USD spent. Offers free private transportation to the AICM and discounts and promotions on travel, hotels and more. With benefits in selected hotels and Concierge Access, it is ideal for businessmen who value efficiency and luxury in their business trips.

Santander American Express® Credit Card Benefits

The Santander American Express® Credit Card allows you to earn up to 3 Unique Points for every USD spent and offers triple points on Months Without Interest (MSI) purchases. Users enjoy exclusive Santander American Express® insurance and global benefits, such as pre-sales and discounts. This card is perfect for customers looking to maximize their rewards and enjoy exclusive experiences.

Santander Access American Express® Credit Card Benefits

The Santander Access American Express® Credit Card is special for business expenses, earning 1 Unique Point for every USD spent. It offers discounts and promotions on travel, transportation and hotels, as well as benefits in luxury hotels. With Concierge Access, it is ideal for business people looking for premium services and facilities for their business trips.

Santander LikeU Card Popularity and Benefits

Let's talk a little more about Santander credit cards, the Santander LikeU Credit Card is one of Santander's most popular credit cards. Launched in Mexico in 2021, the Santander LikeU Credit Card Santander is presented as an attractive option, especially for existing customers of the bank. One of its most striking features is the absence of annuity, a significant benefit that can save users recurring costs. To apply, Santander customers can easily do so through the Super Móvil app, even without a credit history. However, for non-customers, the process requires a physical visit to a branch and proof of monthly income of at least $7,500 MXN. Despite having no annuity, the card charges a $150 monthly maintenance fee, avoidable if at least $200 is spent each month. This minimum spending requirement could be a drawback for those who wish to keep the card for occasional or emergency use.

Security and Social Responsibility in the LikeU Card

The Santander LikeU also incorporates advanced security features, such as a plastic with no printed numbers and a dynamic digital CVV for online purchases, which significantly decreases the risk of fraud and cloning. In addition, it offers the opportunity to support social causes, although the specific details of the contribution are not clearly communicated. The card allows customizing benefits through different assistance packages, which can be adjusted according to the user's needs. However, the lack of transparency in communicating the cost of these packages is a point to consider. The card also offers a 'Cashback Baby' rewards program, with rebates in various categories, albeit with an annual limit. These benefits, along with those inherent in the affiliation with Mastercard, make the LikeU Card a potentially attractive option, especially for those looking to optimize their daily spending and avoid annuity.

Exclusive Advantages of the Fiesta Rewards Platinum Card

Another popular option is the Santander Fiesta Rewards Platinum credit card. The Santander Fiesta Rewards Platinum credit card has firmly established itself in the premium card market in Mexico, offered by the Santander banking institution. This card is an excellent choice for customers who frequent Grupo Posadas hotels such as Live Aqua and Fiesta Americana, accumulating Fiesta Rewards points for each purchase, which are redeemable for hotel stays, airline tickets and other valuable benefits. Users receive a welcome bonus of 10,500 points after their first purchase in the first 100 days, complemented with certificates to celebrate welcomes and anniversaries. In addition, cardholders enjoy access to more than 850 LoungeKey lounges at airports worldwide, including AICM, regardless of airline or ticket class.

Santander Fiesta Rewards Platinum Interest Rate

With a balance-weighted average interest rate of 58.74% and an annual fee of $1850 MXN excluding VAT, this card requires a minimum income of $25,000 MXN per month and provides a copy of the contract terms for transparent and responsible use.

Fiesta Rewards Platinum Financial Considerations

On the other hand, it is crucial to consider certain aspects before acquiring the Santander Fiesta Rewards Platinum credit card. The accumulation of points is influenced by the exchange rate of the dollar, which may affect the benefits in certain periods of currency fluctuation. The average Total Annual Percentage Rate (CAT) is 80.50% excluding VAT, an important figure for those who plan to make careful financial use of their card. Despite this, it remains an attractive option for those who value travel rewards, especially for those who want more than just a credit card. With an affordable income threshold, this card not only focuses on rewards and travel experiences, but also on providing security and convenience through insurance and services, including access to Park n Fly and discounts on various products and services.

Santander Card Features and Rewards

The Santander credit card, offered by a prestigious banking institution, combines a series of benefits and services for its customers. This card, with a competitive interest rate plus TIIE, facilitates the payment and management of daily expenses, including purchases in hotels and other establishments. Credit card users accumulate Unique Point points for every dollar spent, maximizing the rewards earned, especially on trips, whether to the beach or Mexico City. In addition, the Santander Credit Card offers discounts and bonuses through the Fiesta Rewards program.