Review: The OXXO Spin Card

January 14, 2024

Discover how the OXXO Card can simplify your finances. Get clear and concise details on how to acquire and use it for your daily expenses in our complete guide.

Key Points

  • The Spin by OXXO Card is a financial product that offers purchase, service payment and financial management functionalities with the security and accessibility guaranteed by the OXXO network and the backing of Visa.
  • The Spin by OXXO App complements the physical card by allowing you to manage transactions, obtain a virtual card for secure online purchases, and manage money transfers and receipts without the need for a traditional bank account.
  • The SPIN PREMIA program and the exclusive promotions offered by the Spin by OXXO card provide additional benefits to users, such as the accumulation of points for purchases and discounts on services and products.

All about the Spin by OXXO Card

Review: The OXXO Spin Card

The Spin by OXXO card is much more than just a debit card. It's a comprehensive financial companion that gives you total control over your daily finances. And you know what's even better? You can get it for as low as $43.10 plus tax.

Plus, the card allows you to deposit up to $5,890 MXN per month and withdraw up to $7,800 MXN per day.

What is the Spin by OXXO card?

The Spin by OXXO card is a financial instrument designed to make your life easier. It allows you to:

  • Buy
  • Pay for services
  • Make transfers
  • Manage your finances through an app and a card backed by Visa.

And best of all, it's partnered with the extensive OXXO store network, which means trust and accessibility are guaranteed.

Key features

Imagine having a card that you can use anywhere that accepts Visa, both at physical merchants and for online purchases. That's exactly what you get with the Spin by OXXO card.

But that's not all. This card comes with:

  • A monthly deposit limit of 750 UDIS.
  • A daily withdrawal limit of 1,000 UDIS
  • The ability to use it at ATMs, which further expands your usage options.

How to get it

Obtaining the Spin by OXXO card is easy. All you need is an official photo ID and an email address. You can get it at OXXO stores physically or in its digital version through the app.

To acquire the card in a store, the Spin by OXXO app allows you to generate a QR code that you must present to the cashier to obtain the physical card.

The Spin by OXXO App: your financial ally

But the card is only half the story. The other half is the Spin by OXXO app, a financial ally that offers you a variety of functions to manage your personal finances.

Creating an account in the app is a simple process that you can complete in just a few minutes. Best of all, the app is designed to work in conjunction with the Spin by OXXO card, allowing seamless integration between the two services.

Account creation and card linkage

Creating an account in the Spin by OXXO app is as easy as following these steps:

  1. Click the 'Start my registration' button.
  2. During registration, enter your cell phone number and upload a photo of your official ID on both sides.
  3. Then, you will receive a verification code on your phone that you must enter into the application.
  4. To conclude the process, just create a secure password.

And that's it! You now have your Spin by OXXO account.

Available features and services

The Spin by OXXO app offers:

  • A virtual card in addition to the physical card.
  • Facilitates online purchases
  • Increases security
  • You can make online transactions without having to share your physical card information.

In addition, you can send and receive money securely through the Spin by OXXO platform without requiring a traditional bank account.

Security and data protection

Security is a priority for Spin by OXXO. Therefore, every precaution is taken to protect your personal and financial data. Users are advised not to share sensitive information and to be vigilant about suspicious links and files.

In addition, periodically changing passwords and using virtual cards that generate a unique number per transaction provides an additional layer of protection for online purchases. These measures and recommendations are a fundamental part of the security in the daily use of the Spin by OXXO card for various purchases and services.

Purchases and Payments with the Spin by OXXO Card

One of the greatest advantages of the Spin by OXXO card is its versatility. You can use it to make purchases and make payments for services both in physical establishments and online.

Online purchases

Online shopping is becoming more and more common, and with the Spin by OXXO card, it's easier than ever. To shop online, just select the card payment option and enter your Spin by OXXO virtual card information on the merchant's payment page. And the best part is that you can use the virtual card at a wide variety of online merchants, including streaming and food delivery services.

Plus, both the physical and virtual cards are equipped with advanced security features to protect your transactions.

Payments at stores and merchants

But the Spin by OXXO card is not only useful for online purchases. You can also use it at a wide network of establishments nationwide, thanks to its affiliation with Visa.

So next time you go shopping, don't forget to bring your Spin by OXXO card.

ATM Withdrawals

And if you need cash, no problem. You can withdraw cash at any ATM that accepts Visa cards. And although Compropago does not charge a fee for cash withdrawals at ATMs, you should keep in mind that fees may apply depending on the bank that owns the ATM.

Services and financial transactions

The Spin by OXXO card goes beyond purchases and payments. It also allows you to perform a number of financial services and transactions.

You can perform the following operations with your Spin account:

  • Transfers to other Spin accounts
  • Receive money from other banks or telephone contacts.
  • Make transfers from your card to accounts at other banks and to any telephone contact.

Sending and receiving money

With the Spin by OXXO card, sending and receiving money is as easy as pressing a button. To send money, just select the send option, enter the amount and the recipient, either an existing contact or a new bank account. And from the second SPEI transfer of the day to other financial institutions, a fee of $2.71 plus VAT will be applied.

But don't worry, because Spin by OXXO offers money transfer via SPEI and by using QR codes through its mobile application. And to receive money, all you have to do is provide your Spin card number or the phone number linked to your account. If you want to receive transfers from other banks, you can use the interbank CLABE and select 'STP' as the receiving bank in online banking.

In short, with Spin by OXXO, you can send and receive money securely without the need for a traditional bank account.

Paying for services and airtime

But what if you want to pay for services or recharge airtime? No problem! Spin by OXXO allows you to do it directly from the application. To pay for services, all you need to do is select the service payment option, find the provider and follow the steps indicated to complete the transaction. And to recharge airtime, you just need to access the corresponding function, select the mobile operator, enter the phone number and the amount to recharge.

Thus, you can recharge airtime and pay for services without leaving home. Keep in mind, however, that although the Spin by OXXO account does not charge commissions directly for the payment of services and the purchase of airtime, these may incur event costs charged by Cadena Comercial OXXO, S.A. de C.V..

Balance and transaction inquiries

And of course, with the Spin by OXXO app, you will always be aware of your movements and balance of funds. You can check your balance in real time from the main screen of the app, and see your recent movements at the bottom of the same screen.

In addition, the virtual cards offer you notifications after each transaction, making it easy to keep track of your spending. Just keep in mind that a $20 plus VAT account management fee is charged after the 13th month of inactivity.

Loyalty program and promotions

But that's not all. The Spin by OXXO card also offers you a loyalty program called SPIN PREMIA.

In addition, as a card user, you have access to exclusive promotions from OXXO and Banorte.

Accumulation of points

With the SPIN PREMIA program, you can accumulate points with every purchase you make at OXXO stores and the network of allied brands. The accumulation of points may vary according to the dynamics of each allied brand. And the points are reflected in your account 24 hours after the purchase is made.

Thus, you can use your accumulated points to redeem free products at any OXXO store in the country.

Redeeming points for products and services

The SPIN PREMIA program allows you to redeem your points for a variety of selected products and services. To redeem your accumulated points, all you have to do is access the rewards section of the Spin by OXXO application and select the desired product or service.

This way, you can redeem your points for airtime recharges, payment of services or exclusive products within the app's catalog.

Exclusive promotions

In addition to SPIN PREMIA points, as a user of the Spin by OXXO card, you also have access to various exclusive promotions, including discounts on purchases, point bonuses and additional benefits at selected establishments, when paying at OXXO stores throughout Mexico.

And remember, the promotions available through the Spin by OXXO card are updated periodically, so don't forget to stay informed through Spin by OXXO communications to take advantage of the latest offers.


In short, the Spin by OXXO card is much more than a debit card. It is a comprehensive financial instrument that allows you to manage your finances easily and efficiently. With it, you can make purchases, pay for services, make transfers, and even withdraw cash at any ATM that accepts Visa cards. In addition, the Spin by OXXO app allows you to do all this and much more, including recharging airtime, paying for services and accumulating SPIN PREMIA points, which you can redeem for products and services. So what are you waiting for? Get your Spin by OXXO card today and discover a new way to manage your finances!

Frequently Asked Questions

What do I need to get the OXXO card?

To get the OXXO card, you must go to your nearest OXXO store, show your code to an associate, request the card with a cost of $50 pesos and start enjoying the exclusive benefits.

What is the price of the Oxxo card?

The Oxxo card has a price of MXN$43.10 plus VAT, for the acquisition of the VISA Spin plastic card.

What bank is the Oxxo spin card from?

The Oxxo spin card belongs to the ComproPago financial platform, which operates under the trademark Spin by OXXO and has the permission of the CNBV to operate, so the receiving bank will be the Sistema de Transferencias y Pagos (STP).

How do I get the Spin Oxxo card?

To obtain the OXXO Spin card, you must go to the nearest OXXO store with your INE and request it from the cashier, who will activate the account by scanning your ID. You can then receive the card by paying the corresponding fee. There is no need to go through a complicated process, it's just a matter of going to the store and making the request!

About the author
Juan Guerreo

Juan Guerreo

Juan Guerreo loves eating ice cream and writing about finance